if you're financing a car, you have to have full coverage insurance because if you only have liability and you total it, then they are out money. I just bought a brand new corolla about a month ago. Before that, i had a 1993 corolla, and i only had liability because it wasn't worth paying for full coverage. When i went to buy the new car, they made me go to the insurance place and upgrade to full coverage before i could drive away with my new car.
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